Trip Cancellation/Interruption
Coverage Information
Morgex Insurance is pleased to offer Trip Cancellation/ Interruption coverage to the members of the Alberta Teachers' Association at a very competitive price. This plan helps protect travellers against unforeseen circumstances that may prevent or discontinue a trip.
Click the headings below to view additional informaiton.
Coverage Highlights
- Annual Multi-Trip Plan
- Trip Cancellation - up to a maximum of $5,000 per insured person per annual coverage period.
- Trip Interruption - up to a maximum of $5,000 per
insured person for each covered trip.
- Up to a maximum of $3,500 for lodging, meals, car rental, telephone calls and taxi costs ($350 per day).
- Up to a maximum of $1,000 for baggage and
personal effects during a covered trip.
- Personal Effects - actual cash value or $500, whichever is less
- Document Replacement - up to a maximum of $200
- Baggage Delay - up to $400
Pre-Existing Conditions
Pre-existing conditions are a limitation under this plan. A pre-existing condition is any medical condition that required consultation, diagnosis, treatment and/or investigation in the 12-month period prior to the day of departure. A medical condition can include any illness, sickness, injury or symptoms. Additionally, a medical condition that has a new medication prescribed or a change in the dosage of a medication in the 90 days prior to the day of departure is not covered.Note: The above exclusion applies to the following persons who are age 60 or over: you, an immediate family member, a travel companion, a travel companion's immediate family member, a close friend and/or your host at destination.
Annual Coverage
Coverage will renew automatically on May 1st of each year. You will be provided with written notification in advance. Coverage will continue unless Johnson Inc. is provided with written notice of termination within 30 days of the renewal date. Premiums are deducted monthly and are non-refundable and non-cancellable.
Rates
| Age | Single | Family |
|---|---|---|
| 0-29 | $79.10 | $158.19 |
| 30-39 | $82.60 | $165.21 |
| 40-49 | $85.05 | $170.10 |
| 50-59 | $100.45 | $200.91 |
| 60-65 | $131.25 | $262.50 |
| 66-74 | $183.40 | $366.81 |
| 75+ | $263.90 | $527.79 |
All amounts shown are in Canadian currency.
Note: Rates indicated are annual. Rates payable will be pro-rated for first time applicants according to the number of months remaining before the next annual renewal (May 1st of each year)
How to Enroll
Complete the online Enrollment Form to submit it electronically or download a printable version here. Your coverage beginson the day that Johnson Inc. receives the signed and completed Enrollment Form.
You will receive written confirmation of your coverage, your benefit booklet and an ID Card. The ID card lists the toll free numbers for the Trip Cancellation/Interruption Plan. The benefit booklet will include complete information with respect to coverages, limitations and exclusions.
Privacy
In order to determine my eligibility for benefits and administer group benefit coverage(s), I give Johnson Inc. (and any relevant carrier as may be applicable) consent:
- To collect and communicate personal information about me from people or organizations including: any health care practitioner, medical facility or provider of health care/dental services, any provincial health insurance plan, insurance company or reinsurer, my plan sponsor or former plan sponsor, government agency, or financial institution(s).
If applying for coverage for my spouse and/or dependents, I have consent to collect, use and communicate their personal information for the purposes listed above.
I acknowledge that more detailed information concerning how and why Morgex Insurance and Johnson Inc. collects, uses and discloses my personal information is available at www.morgex.com/ata.
My ability to obtain coverage is subject to the specific requirements and rules of the applicable insurance program.
The information given on this form is true,correct and completed to the best of my knowledge.