Life and Financial

Our in-house Financial Services Department offers a wide range of personal and business packages including:

Life Insurance

Business
Estate Preservation
Collateral Protection
Buy-Sell Funding
Business Continuation
Key Employee Protection

Personal

Debt Reduction
Family Security
Mortgage Protection
Charity
Childrenís Education
Guarantee of Support Payments
Pension Maximization

Disability Insurance

Income Protection
Business Overhead Insurance
Key Employee Protection
Buy-Sell Funding

Retirement Planning

Registered Retirement Savings Plans (RRSP's)

The tax deduction and tax-sheltered growth benefit are two important reasons to contribute to an RRSP each year. Investing now for when you retire is critical to ensure that you will be able to maintain your accustomed lifestyle. Let the Morgex Financial Services Department customize a package that will suit your needs for the future.

Registered Retirement Income Funds (RRIF's)

Registered Retirement Income Funds are tax-sheltered plans that pay-out your accumulated registered retirement savings plan (RRSP) assets over a number of years. With a RRIF, you have control over the pay-out schedule, you continue to choose your investment options and the assets in the RRIF continue to grow tax deferred.

Life Income Funds (LIF's)

Life Income Funds, like RRIF's, are tax-sheltered plans but are designed to pay-out your accumulated registered pension plan or locked-in registered retirement savings assets over a number of years. With a LIF, you determine and control your investment options but payments are determined by a government formula.

Annuities

An annuity is a periodic payment made to an individual who is generally the owner of the policy When deciding on an annuity, an important consideration is the stability of the company providing the guaranteed annuity payments. With many retirement years ahead of you, you want the company providing your annuity to have the financial strength and stability to meet its commitment to you for the next 20, 30 or even 50 years.

Group Programs

Life & Disability Income

Dental Protection

Extended Health care

Links

Online Life Insurance Quote
Life Insurance
Representatives
FAQs