Terms of Use

MORGEX INSURANCE WEBSITE DISCLAIMER

Terms and Conditions of Use

The following "Terms and Conditions" apply to your use of this site and do not change or alter any other contract or agreement between you and Morgex Insurance.

This document outlines the Terms and Conditions relating to your use of this website. These Terms and Conditions are applicable to your use of this site regardless of how you accessed it. If you do not wish to be bound by these Terms and Conditions, please discontinue using and accessing this site immediately.

Provinces Included

Morgex Insurance currently carries on business only in Alberta. All information on this website applies only to the province of Alberta. Information on this website is not intended for application to any other province or country.

Your Use of This Site

You may not use this site to engage in any illegal activity. You may not use this site to engage in conduct which is defamatory, libellous, threatening or harassing or that infringes on a third party's intellectual property or other proprietary rights. You agree that any information you provide through this site will be truthful and accurate.

Disclaimer of Warranties

Any information, services, materials, software, calculators or other items on this site are provided "as is" without any warranty of any kind, either express or implied, including without limitation the implied warranties of merchantability and fitness for a particular purpose. Morgex Insurance does not warrant that this site will be uninterrupted or error fee. Any risk arising out of use or performance of the information, services, materials, software, calculators or other items remains entirely with you. Under no circumstances will Morgex Insurance or its affiliated companies or their respective officers, directors, agents and employees or any person associated with the creation of this site, be liable or responsible for any harm, loss or damage (whether arising in contract, tort, negligence or otherwise) whatsoever, including without restriction, direct, indirect, special, third party, incidental, consequential, exemplary or punitive damages arising out of the use or performance of this website, including without restriction, the information, services, materials, software, calculators or other items.

Links to/from Other Sites

For your convenience, Morgex Insurance may provide links to other Internet sites that Morgex Insurance does not maintain. You should not interpret any link to/from other sites as indicating that Morgex Insurance sponsors or endorses the sites or their materials or that the sites are affiliated with Morgex Insurance in any manner. Morgex Insurance is not responsible for anything contained on such sites and makes no warranties or representations about the contents, products or services offered on such sites.

Insurance Quotes/Coverages

All quotes generated by this site are estimates based upon the information you provided and are not a contract, binder, or agreement to extend insurance coverage. Any coverage descriptions provided on this site are general descriptions of available coverages and are not a statement of contract. To obtain coverage you must submit an application to Morgex Insurance. All applications are subject to underwriting approval. Coverages and availability may vary. For additional information, please contact a Morgex Insurance Agent.

Online Claims Submissions

If you are a Morgex Insurance customer, you may elect to report an insurance claim online where available. Your submission does not commit Morgex Insurance to coverage for this loss. Information you submit regarding your insurance policy and the loss is subject to review and verification. Morgex Insurance reserves the right to request additional information prior to reaching a decision on the claim. A claim representative will be communicating with you regarding your claim. All policy provisions contained in your policy remain in effect. If you have any questions concerning the coverage afforded by your policy, please contact your Morgex Insurance Agent.

Copyright Notice

Copyright © September 30, 2005

All intellectual property rights, including copyright, in the content comprising this website is owned by Morgex Insurance or its licensors or the party accredited as the provider of the content. Any use of the content, including reproduction, transmission, modification, presentation, distribution, translation, republication or any other exploitation of the content, whether in whole or in part, is strictly prohibited without the express prior written consent of Morgex Insurance.

Morgex Insurance is the owner of all trademarks, service marks, trade names, logos and devices appearing on this site, whether registered or unregistered, except where specifically stated otherwise. All rights reserved.

Changes to This Document

The contents of this site and of these Terms and Conditions are subject to change without prior notice.

Linking to the Morgex Insurance Website If you would like to link to the Morgex Insurance website, please email us at info@morgex.com

Privacy Policy

Morgex Insurance requests that you do not send confidential personal information, such as credit card numbers, to us via email unless you are specifically requested to do so by a Morgex Insurance Agent.

To review our Privacy Policy, click here. If you have any questions, concerns or comments, or to receive a hardcopy of our Privacy Policy, please contact our Privacy Officer, Liana Blais, at:

Liana Blais

Further Information

If you require any further information please contact us directly:

1. Phone: 1-800-272-8848
2. Email: info@morgex.com
3. Write: Morgex Insurance 11120 178 Street Edmonton, AB T5S 1P2