Plans and Coverage
At Morgex we offer comprehensive travel insurance plans which can provide the necessary coverage for 99.9% of the Canadian population.
All Inclusive
Click for Quote or Purchase (ages 0-69)
Click for Quote or Purchase(ages 70-84)
Complete coverage to protect you against unforeseeable expenses resulting from:
- Trip cancellation, interruption and delay
- Emergency Medical Expenses include all medical benefits of the Medical Plan
- Accidental Death and Dismemberment
- Lost, damaged or delayed baggage
- Inflight and Nonflight Accident
- Supplier Default Protection
Deluxe Trip Cancellation/ Interruption Plan
Protect your travel investment: This Plan covers non-refundable, prepaid travel costs if you are unable to depart on your scheduled trip or return to your original departure point. This insurance plan also covers the travel costs associated with an early or delayed return due to an insured risk and supplier default.
Included:
- 24-hour Emergency Assistance
- Accidental Death and Dismemberment benefits
- Lost, damaged or delayed baggage
Essential Trip Cancellation/ Interruption Plan
Protection for your travel investment.
Essential trip cancellation and interruption coverage for travellers aged 59 and under.
Deluxe Medical Plan
Click for Quote or Purchase (ages 0-59)
For travellers aged 59 years and younger, this Plan provides coverage for expenses incurred as a result of a medical emergency after you leave your province/territory of residence. Medical coverage is essential because provincial/territorial health insurance plans and other insurance plans only partially cover emergency accident and sickness costs when travelling.
Benefits include:
- Emergency medical expenses
- Emergency Evacuation & Repatriation
- Expenses Related to your Death
- Bedside Companion Travel & Subsistence
- Subsistence Allowance
- Emergency Dental
- 24-hour emergency medical assistance
Senior Medical Plan
Click for Quote or Purchase (ages 60+)
For travellers aged 60 years and older, this insurance plan provides coverage for expenses incurred as a result of a medical emergency after you leave your province/territory of residence. Medical coverage is essential because provincial/territorial health insurance plans and other insurance plans only partially cover emergency accident and sickness costs when travelling.
Benefits include: All benefits of the Medical Plan
Essential Medical Plan
Essential medical coverage for travellers aged 59 and under.
Canada Plan
For travel within Canada only. Benefits described in All inclusive Plan excluding vacation rain check benefits.
Flight Guard Plan
This plan provides up to $100,000 for Accidental Death & Dismemberment benefits is on boarding or unloading from a certified, multi-engine passenger plane.
Visitors to Canada Plan
This Plan covers Visitors to Canada for emergency medical expenses incurred in
Canada or during a side trip outside of Canada (not to your country of origin) provided the side
trip begins and ends in Canada.
If you purchase this policy prior to your arrival in Canada, coverage begins on
your arrival date. If you purchase this policy after arrival in Canada, expenses will not be covered
as the result of sickness occurring prior to or within the first 72 hours immediately following your
Policy effective date.
Benefits include:
- Emergency medical expenses
- Emergency Evacuation & Repatriation
- Expenses Related to your Death
- 24-hour Emergency Assistance - Whether you need emergency medical care or emergency arrangements to return home, our multi-lingual emergency assistance counsellors, doctors and nurses will help you anywhere in the world, anytime of day.
Plan C only: (Additional Benefits)
- Bedside Companion & Subsistence
- Subsistence Allowance
- Emergency Dental
- Non-Flight Accidental Death & Dismemberment
Baggage Plan
This Plan insures your baggage and personal effects for loss or damage during your trip. If your checked baggage is delayed by a common carrier, we will continue to provide coverage until the carrier delivers the property. The limit for loss per single article including its attachments, accessories and equipment, matched pair or set, or group of related articles is $250.
Benefits include:
- 24-hour emergency medical assistance
Wordwide Heath Plan
Designed to give the international traveller the highest level of medical protection on the market. Medical coverage up to $1 million dollars for trip lengths of 15 days to 1 year.
Multi-Trip Annual Plan
This Plan offers coverage for an unlimited number of individual trips during a 12-month period. Trip length plan choices are: 8-day, 17-day or 30-day. Additional coverage may be purchased for any trip exceeding your trip length plan. This Plan is not available to persons 75 years of age or older.
Benefits include:
- Coverage includes coverage in your province of residence
- Emergency medical expenses, $5 million
- Emergency Evacuation & Repatriation
- Expenses Related to your Death
- Bedside Companion Travel & Subsistence
- Subsistence Allowance
- Emergency Dental
- 24-hour emergency medical assistance
- Accidental Death and Dismemberment
- Lost, damaged or delayed baggage
- Legal Assistance